ZestMoney is India’s fastest growing consumer loan app that helps you upgrade your lifestyle through versatile buy now pay later financing options like no cost EMI without credit card or CIBIL score.
Once signed up, you can shop across Amazon, Flipkart, MakeMyTrip, Yatra, Myntra, Mi.com, Mi Homes and 8000+ merchants and pay later in easy EMIs. You can buy various products like a laptop, TV, DSLR camera, mobile on EMI at 0 down payment and 0 interest and pay later for your shopping through monthly EMI payments.
ZestMoney is India’s leading digital finance provider for various shopping needs. It is loved by more than 6 million consumers across India. Customers from more than 16K pin codes have availed loans from ZestMoney ranging anywhere from INR 1,000 to INR 10 Lakhs!
Awards & Recognition
ZestMoney was named a Technology Pioneer by the World Economic Forum in 2020. In the same year, CB Insights recognized ZestMoney as one of the 250 most promising fintech companies in the world.
Download to shop now and pay later with zero cost EMI !
Why should you use ZestMoney?
● Best Pay Later App with affordable EMI tenures
● Shop on EMI with 8000+ merchants
● Fully digital process with no paperwork
● Instant loan approval and disbursal
● No credit card or CIBIL score required
What are the unique benefits of using ZestMoney?
★ Avail 0% Interest EMI**
★ 0 down payment
★ Zero application fees
★ Zero processing fees**
★ No pre-closure fees
How do you sign up with ZestMoney?
● Download the ZestMoney app
● Complete your profile
● Submit required documentation
● Activate your credit limit
Where can you use ZestMoney?
You can make purchases on Amazon, Flipkart, MakeMyTrip, Myntra, Yatra, Mi.com, Mi Homes, Oyo, Pepperfry, Sangeetha Mobiles, Urban Ladder and 8000+ other merchants across online and offline channels.
What can you do with the ZestMoney app?
View/manage past and active loans in your account.
Make repayments for active loans to increase your available credit limit.
Apply for Personal Loan
All eligible customers can apply for a personal loan.
Purchase Gift Cards
You can buy gift cards for Amazon, Flipkart, Myntra, PepperFry, UrbanLadder, etc.
Discover our merchant partners across all channels.
Communicate with our customer support through phone or chat to get your queries resolved.
Featured by reputed publications across the globe
“ZestMoney is connecting Indians to credit, and taking the country
Suparna Dutt D’Cunha, Forbes
“ZestMoney is trying to replace the credit card altogether.”
Romain Dillet, Techcrunch
“ZestMoney allows consumers to access finance options at 0% interest.”
Pratik Bhakta, ETtech
Frequently Asked Questions
What is the eligibility criteria to sign up for ZestMoney?
You must be 18 years old, an Indian resident, have a bank account, PAN card and government valid address proof.
How do I increase my credit limit?
You can increase your credit limit by making timely repayments. We review credit limits periodically for all customers and increase it based on repayment behaviour.
How to apply for a personal loan?
Good repayment behaviour is a crucial criteria for personal loan eligibility so do make timely repayments on all loans.
Can I sign up for a ZestMoney account on the app?
Yes, you can sign up on the android app and start managing your account and loans from there.
How can I reach ZestMoney support?
For product, transaction, or loan related queries, please write to us at [email protected] and one of our executives will reach out to you within 24 hours.
** Terms & Conditions apply
If you’ve any suggestions or feedback regarding our android app, please feel free to write to us at [email protected] and we will look into it. We value your opinion, thank you.